Friday, January 19, 2018

GA
  • A bank is a financial institution where a person can deposit money. Banks provide a system for easily tra ...

    A bank is a financial institution where a person can deposit money. Banks provide a system for easily transferring money from one person or establishment to another. Banks create credit by lending mon ...

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  • History of Banking in India : In India, the first bank called 'Bank of Hindustan' was established in 1770 ...

    History of Banking in India : In India, the first bank called 'Bank of Hindustan' was established in 1770. The oldest bank which is existed today is the State Bank of India. The roots of the State Ban ...

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  • A globally competitive economy requires a robust and competitive banking system. The present banking syst ...

    A globally competitive economy requires a robust and competitive banking system. The present banking system is a result of reforms and policy changes that have taken place in the past. Post-1991 saw s ...

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  • ▶ What is the Banking Ombudsman Scheme? The Banking Ombudsman Scheme enables an expeditious and inexpensi ...

    ▶ What is the Banking Ombudsman Scheme? The Banking Ombudsman Scheme enables an expeditious and inexpensive forum to bank customers for resolution of complaints relating to certain services rendered b ...

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  • Keeping in line with the international trends on helping financial institutions recover their bad debts q ...

    Keeping in line with the international trends on helping financial institutions recover their bad debts quickly and efficiently, the Government of India has constituted thirty three Debts Recovery Tri ...

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  • The Reserve Bank of India is the central bank of India. It is the apex institution of country's monetary ...

    The Reserve Bank of India is the central bank of India. It is the apex institution of country's monetary and financial system. It commenced its operations on 1st April 1935 during the British Rule in ...

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  • ▶ Monetary Authority : The RBI is the sole authority to formulate monetary authority. Monetary poli ...

    ▶ Monetary Authority : The RBI is the sole authority to formulate monetary authority. Monetary policy refers to the use of instruments under the control of central bank to regulate the availabil ...

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  • The Banking Regulation Act was passed the Banking Companies Act 1949 and came into effect on 16th March 1 ...

    The Banking Regulation Act was passed the Banking Companies Act 1949 and came into effect on 16th March 1949. Later, it was changed to Banking Regulation Act on 1st March 1966. The Act is not applicab ...

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  • Commercial banks form a significant part of the country’s Financial Institution System. Commercial Banks ...

    Commercial banks form a significant part of the country’s Financial Institution System. Commercial Banks are those profit seeking institutions which accept deposits from general public and advance mon ...

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  • Regional Rural Banks (RRBs), sponsored by scheduled commercial banks, are local level banking organizatio ...

    Regional Rural Banks (RRBs), sponsored by scheduled commercial banks, are local level banking organizations operating in different States of India . They have been created with a view to serve primari ...

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  • A non-banking financial company (NBFC) is a company registered under the Companies Act, 1956 and is engag ...

    A non-banking financial company (NBFC) is a company registered under the Companies Act, 1956 and is engaged in the business of loans and advances, acquisition of shares/stock/ bonds/debentures/securit ...

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  • Basel Committee on Banking Supervision (BCBS): The Basel Committee on Banking Supervision (BCBS) is a gro ...

    Basel Committee on Banking Supervision (BCBS): The Basel Committee on Banking Supervision (BCBS) is a group of international banking authorities who work to strengthen the regulation, supervision and ...

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  • Money markets are those markets where borrowing and lending of short term funds ( maturity 1 day to 1 yea ...

    Money markets are those markets where borrowing and lending of short term funds ( maturity 1 day to 1 year) takes place. Due to short maturity, the instruments of money market are liquid and can be co ...

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  • Certificate of Deposit (CD) refers to a money market instrument, which is negotiable and equivalent to a ...

    Certificate of Deposit (CD) refers to a money market instrument, which is negotiable and equivalent to a promissory note. It is either issued in demat form or in the form of a usance promissory note. ...

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  • Commercial Paper (CP) is a money market instrument in India, which was first introduced in 1990 to enable ...

    Commercial Paper (CP) is a money market instrument in India, which was first introduced in 1990 to enable the highly rated corporates to diversify their resources for short term fund requirements. The ...

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  • Treasury Bills are short term (up to one year) borrowing instruments of the Government of India which ena ...

    Treasury Bills are short term (up to one year) borrowing instruments of the Government of India which enable investors to park their short term surplus funds while reducing their market risk. Treasury ...

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  • Securities market is a component of the wider financial market where securities can be.bought and sold be ...

    Securities market is a component of the wider financial market where securities can be.bought and sold between subjects of the economy, on the basis of demand and supply. Securities markets can be spl ...

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  • A mutual fund is a pool of money from numerous investors who wish to save or make money just like you. In ...

    A mutual fund is a pool of money from numerous investors who wish to save or make money just like you. Investing in a mutual fund can be a lot easier than buying and selling individual stocks and bond ...

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  • The gilt-edged market refers to the market for government amd semi- government securities, backed by RBI. ...

    The gilt-edged market refers to the market for government amd semi- government securities, backed by RBI. The term 'gilt-edged' means 'of the best quality'. This is because the government securities d ...

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  • A global depository receipt ( GDR ), also known as international depository receipt (IDR) is a bank certi ...

    A global depository receipt ( GDR ), also known as international depository receipt (IDR) is a bank certificate issued in more than one country for shares in a foreign company. The shares are held by ...

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  • A zero- coupon bond is a bond that makes no periodic interest payments and is sold at a deep discount fro ...

    A zero- coupon bond is a bond that makes no periodic interest payments and is sold at a deep discount from face value. The buyer of the bond receives a return by the gradual appreciation of the securi ...

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  • Warrant is A derivative security that gives the holder the right to purchase securities (usually equity) ...

    Warrant is A derivative security that gives the holder the right to purchase securities (usually equity) from the issuer at a specific price within a certain time frame. Warrants are frequently attach ...

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  • A derivative is a contract between two parties which derives its value/price from an underlying asset. Th ...

    A derivative is a contract between two parties which derives its value/price from an underlying asset. The most common types of derivatives are futures, options, forwards and swaps. Derivatives can be ...

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  • Futures' is a financial contract obligating the buyer to purchase an asset (or the seller to sell an asse ...

    Futures' is a financial contract obligating the buyer to purchase an asset (or the seller to sell an asset), such as a physical commodity or a financial instrument, at a predetermined future date and ...

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  • An option is a contract which gives the buyer (the owner or holder) the right to buy or sell an underlyin ...

    An option is a contract which gives the buyer (the owner or holder) the right to buy or sell an underlying asset or instrument at a specified strike price on or before a specified date, depending on t ...

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  • A Forwards Contract is a bilateral agreement between two parties to buy or sell an asset or a commodity o ...

    A Forwards Contract is a bilateral agreement between two parties to buy or sell an asset or a commodity of specified quantity and quality at a future date on a mutually agreed delivery price. ...

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  • Swap refers to an exchange of one financial instrument for another between the parties concerned. This ex ...

    Swap refers to an exchange of one financial instrument for another between the parties concerned. This exchange takes place at a predetermined time. Swaps can be used to hedge certain risks such as in ...

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  • Securities and Exchange Board of India ( SEBI ) was established by The Government of India on 12th April ...

    Securities and Exchange Board of India ( SEBI ) was established by The Government of India on 12th April 1988 and given statutory powers in 1992 with SEBI Act 1992. SEBI has its headquarters at the bu ...

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  • The Bombay Stock Exchange ( BSE) is an Indian stock exchange located in Mumbai, Maharashtra , India . Est ...

    The Bombay Stock Exchange ( BSE) is an Indian stock exchange located in Mumbai, Maharashtra , India . Established in 1875 the BSE is Asia’s first and Worlds Fastest Stock Exchange with a speed of 6 mi ...

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  • The SENSEX (Sensitve Index) was introduced by the Bombay stock exchange on January 1 1986. It is one of t ...

    The SENSEX (Sensitve Index) was introduced by the Bombay stock exchange on January 1 1986. It is one of the prominent stock market indexes in India. The Sensex is designed to reflect the overall marke ...

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